Spend without fees in any currency, all over the world
We use the Mastercard® exchange rate. Yonder simply pass on that rate directly to you without adding any mark-ups or fees to make money.
What's representative APR?
Representative APR (annual percentage rate) is a rate credit providers, that's us, show so you can compare the cost of different credit products.
It includes all the fixed fees you pay, like your membership fee, so it isn't the rate you'll pay us if you ever need to borrow money. We'll show you that when you sign up.
It includes all the fixed fees you pay, like your membership fee, so it isn't the rate you'll pay us if you ever need to borrow money. We'll show you that when you sign up.
We don't hide fees in the exchange rate
When you spend abroad, your bank or credit card will be given a rate by Mastercard, Visa or American Express. Some credit cards (not us) add up to 3% on top of that rate to make more money.
The European Central Bank (ECB) publishes exchange rates based on a daily average of European central banks.
Mastercard rates sometimes vary from the European Central Bank rates, so we've added a calculator to see the difference.
The European Central Bank (ECB) publishes exchange rates based on a daily average of European central banks.
Mastercard rates sometimes vary from the European Central Bank rates, so we've added a calculator to see the difference.
Choose a currency:
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
European Central Bank rate
1 GBP = 1.166258 EUR
Date updated: 4 October 2021
Mastercard Rate
1 GBP = 1.166258 EUR
Date updated: 4 October 2021
Yonder mark-up over Mastercard
0.00%
Total mark-up over European Central Bank rate
0.2505553%
See if you’re eligible
No impact on your credit score
Takes less than 60 seconds
Check my eligibility
By continuing, you agree to our App Terms & Privacy Policy
Nearly there, {Name}
You’re eligible for Yonder membership!
Finish your application and get your card